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Every year on July 1, with summer in full swing and fall tuition payments on the horizon, interest rates on federal student loans reset. But this year, along with rate decreases on some loan types, came major changes to the way students will borrow money in the years to come.

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Loans are cheaper, but businesses are still frustrated

VietNamNet Bridge Many commercial banks are offering to lend dong to export companies at interest rates of 12-12.5 percent per annum only, but businesses still claim the loans are out of reach.

Business Loans Grow Harder to Find, But Havent Gone Extinct

Though some critics charge banks are being far too selective in making loans to businesses these days, many lenders assert little has changed with their underwriting standards.